For some, the word “investment” is enough to get a little bit of a spook.
The waters are murky, the terms are complex, and the lingo is overwhelming.
But investing really isn’t the big, scary world it’s sometimes made out to be.
Sure, there is always some risk to your money when you make an investment. There’s risk with everything, though.
There’s a certain amount of risk when you walk out the front door every day.
There’s risk when you make any type of big purchase, like a car, home, or a new business venture.
There’s even risk when you ask your longtime partner to marry you.
But the reason we take these risks is for the reward.
We all want to reap the high returns associated with these actions, and the bliss associated with a successful investment of our time, love, and energy is invigorating and intoxicating.
The same can be said for investing your money.
Here at Tactical Wealth, we want to help you prepare for the right investment by debunking some common myths, while also educating you on the low risk profile of our innovative investment strategy known as the Fixed Income Fund.
So strap in, and let’s take a ride down the mystical, mythical road of investing.
Myth: It’s Difficult
This couldn’t be farther from the truth.
While finding where to begin navigating the wide world of investing may seem intimidating, especially if you’ve never done it before, it doesn’t necessarily have to be.
Most people make their first investment at a very young age, in fact.
Think back to when you started saving your pennies and dimes in a piggy bank so that you could buy your favorite comic book, or maybe even a new bike over the summer.
That was an investment! And it’s not all that different to grown-up investments, either.
If you’re just starting out, consider investing in a work-sponsored 401K program, or open up your own retirement planning account with a traditional or Roth IRA.
Those are simple, easy ways to save up money and build your early investment portfolio.
What if you’re farther along, though, with an experienced portfolio?
Doesn’t it get even more tricky?
Not with the Fixed Income Fund from Tactical Wealth.
Our innovative investment strategy is simple to understand, as it’s rooted in real estate, all you really need to know is your interest rate (which is always fixed and never fluctuates) and how mortgages work.
It’s as simple as that.
Myth: It’s Too Risky
Not if you make the right choices.
Like we said, starting with a simple investment like an IRA can be one of the lowest risk investments you’ll ever make.
But it doesn’t have to be the last investment you make.
While navigating the stock market is actually complex (and yes, slightly riskier), there are many different options available that offer a much lower risk profile.
The great thing about investing is, you’re the one in control of how aggressive you want to be.
If you’re looking to mitigate risk and generate returns you can count on, you may be considering annuities, bonds, or dividend stocks.
However, you also need to understand that these are advertised as low risk, but actually aren’t as safe as they say.
Since typical annuities and bonds are tied to governments, corporations, and the market interest rates, you’re assuming the risk that the market will remain steady. But as we’ve seen several times in the past, this isn’t always the case.
With fluctuating interest rates and transaction fees, your return from annuities and bonds may end up being miniscule.
What’s the answer to risk, then? The Tactical Wealth Fixed Income Fund, for one.
Our fund is like an annuity in that it distributes stable monthly payments, but it also minimizes risk by offering a fixed interest rate that’s locked in from day one until your investment fully matures, whether it’s two years or 30. It will never change, even as the market does.
We also concentrate our mortgage and trust deed holdings in historically stable markets, targeting by property type and location to address market risk, maturities to address the interest rate risk, and borrower type to address payer class risk.
Plus, while we aim for markets with advantageous foreclosure laws, there are some instances where we have to deal with proceedings or even non-performing loans.
That’s where our established contingency reserve comes in. Each of our investors contributes to our contingency reserve, which works to serve the fund’s best interest and financially back foreclosure proceedings, legal expenses, and even our investors’ monthly return payments if it comes down to it.
By doing this, we ensure our investors always receive the stable, consistent income they signed on for.
If that’s not risk management, we don’t know what is.
Myth: I Won’t Make Money Because Of The Fees
This one is only partially true.
It is well documented that there are an exorbitant amount of fees associated with investing in stocks, bonds, annuities, and other vehicles.
From paying your broker to paying for each transaction, your return can be extremely minimized by the time you see that money again.
However, not all investments are the same.
With the Tactical Wealth Fixed Income Fund, there are no investor fees, no transaction fees, and no management fees.
Zip. Zero. Zilch.
We accomplish this by targeting mortgage holdings that have a larger collateral valuation than the amount we pay out to our investors.
This ensures that you’re getting 100 percent of your return throughout the maturity of your investment.
It’s just one of the ways the Fixed Income Fund is better for those accredited investors looking for a low-risk, high-reward option.
We offer flexible terms and a variety of maturity and fixed rate options from:
- Two years at 1.66 percent
- Three years at 2.42 percent
- Five years at 3.37 percent
- Seven years at 3.85 percent
- 10 years at 4.75 percent
- 20 years at 5.27 percent
- 30 years at 5.7 percent
Here’s one final truth for you: Those are the type of returns you won’t get anywhere else. Contact Tactical Wealth today to learn more.
